Legal notice

This legal notice establishes the general information that service providers are obliged to make available to consumers and users, by imperative of article 10 of law 34/2002, of 11 july, on information society services and electronic commerce. mercer marsh benefits is a registered trademark of marsh & mclennan companies, a global team of professional services firms that provides clients with advice and solutions on risk, strategy and human capital. marsh & mclennan companies is the parent company of mercer, a global leader in human resources consulting and related services. mercer consulting, s.l. (sole proprietorship), hereinafter mercer, with registered office at pº de la castellana, 216, 28046 Madrid. registered in the mercantile register of Madrid, volume 17.101, folio 131, section 8, page m-292859. n.i.f.: b-83160317. insurance brokerage registered in the register of the directorate of insurance and pension funds with no. j-2247. the r.c. and surety insurance have been arranged, according to law 26/2006, of 17 july.

1. General information

These general terms and conditions regulate the use of the web portal that mercer makes available to internet users. the use of the portal confers the status of user of the same and implies the full and unreserved acceptance by the user of each and every one of these general conditions at the same time that the user accesses the portal. consequently, the user must carefully read the general conditions each time they intend to use the portal, as they may be subject to modifications. the use of certain content and/or services offered to users through the portal may be subject to its own specific conditions (hereinafter, the "specific conditions") which, depending on the case, replace, complete and/or modify these general conditions. therefore, prior to using said content and/or services, the user must also carefully read the corresponding specific conditions. mercer reserves the right to modify, at any time and without prior notice, the presentation, configuration and content of the portal, as well as the conditions required for its use. where reasonably possible, mercer shall give prior notice of such modifications. mercer reserves the right to deny or withdraw access to the portal at any time and without prior notice to those users who fail to comply with these general conditions.

2. Conditions of use of the portal

The user undertakes to use the portal in accordance with the law, these general conditions, the specific conditions, good faith, generally accepted good customs and public order. in particular, the user undertakes to use the portal, its contents and services correctly and diligently, as well as to refrain from using it for purposes or effects that are illicit, illegal, prohibited by these general conditions, harmful to the rights and interests of third parties, contrary to good faith and public order or that may damage in any way. disable, overload or deteriorate the portal, and must be liable for any damages that may be caused as a result of non-compliance with this obligation. likewise, the user undertakes not to use the content and services of this portal to cause damage to mercer or third party systems, to introduce or disseminate computer viruses or any other systems on the network that may cause the aforementioned damage, or to make any other use that may damage in any way, disable, overload or deteriorate the portal, the contents and/or the services or prevent the normal use or enjoyment of the portal, the contents and/or the services by other users. the user will be responsible for any infringements that may be incurred and for the damages caused by their use, exonerating mercer from all liability and assuming all expenses that may be incurred by mercer due to claims by third parties.

3. Links

The portal may provide users with connection and link devices that allow them to access websites belonging to third parties. the sole purpose of these links is to provide users with access to other content and information available on the internet. mercer does not become a publisher of such content, nor does it commercialize, direct or control it beforehand, nor does it approve, monitor or endorse the contents, services, information and representations available on said websites. the existence of linked sites does not imply that there are agreements with those responsible or owners of the same, and mercer does not assume any type of responsibility, not even indirectly or subsidiarily, for damages of any kind that may arise from the quality, reliability, accuracy, correctness, operation, availability, accessibility, maintenance, continuity, legality, usefulness, updating or any other aspect of the information, contents, communications, opinions, statements, products and services existing or offered on the websites not managed by mercer to which the user accesses through the links. the inclusion of links or any type of connection to the portal from third-party websites without the express written consent of mercer is prohibited.

4. Exclusion of warranties and liability

Mercer does not guarantee nor is it responsible for damages of any nature that may be caused: failures or disconnections in the telecommunications networks that cause the suspension, cancellation or interruption of the portal service during the provision of the same or prior or subsequently, as well as the lack of availability, maintenance and effective operation of the portal and/or its services or contents. the lack of usefulness, adequacy, legality, quality, availability or validity of the services and/or content offered on the portal or the linked sites, to satisfy the specific needs, activities or results or expectations of the users for the performance of any particular activity, nor their infallibility. the illicit, negligent, fraudulent use, contrary to these general conditions, good faith, generally accepted good customs and public order, of the portal, the service or its contents, by users. the absence of viruses or other elements in the portal, in its information, software or other materials accessible from the portal, which may cause alterations in the user's computer system. the completeness, veracity or accuracy of the information contained in the portal, so that it does not assume any responsibility for any errors made therein or for any discrepancies that may be found between different electronic versions of this documentation and/or information. on the reception, obtaining, storage, dissemination or transmission, by users, of the content and/or services. failure by third parties to comply with their obligations or commitments in relation to the services and content provided to users through the portal.

5. Intellectual and industrial property

Mercer or its collaborating companies have all industrial and intellectual property rights in the portal, the information and its elements and contents. mercer does not grant any license or authorization of use of any kind on its industrial and intellectual property rights, or on any other property or right related to the portal or its contents or information. the reproduction, retransmission, modification, copying, marketing, distribution, assignment or redistribution, in whole or in part, of the information, trademarks, trade names, photographs, graphics and programming codes, services and content contained in the portal, whatever their purpose and the means used to do so, is prohibited.

6. Jurisdiction and applicable law

These general conditions are governed by spanish law. in the event of any discrepancy or controversy arising from the interpretation or application of these general conditions or the content of the portal, in general, mercer and the user, expressly waiving any other jurisdiction that may correspond to them, submit to the jurisdiction of the courts and tribunals of the city of Madrid.